L

BANKRUPTCY
Yuma Bankruptcy Attorney Lawyer Vida Florez has been Disciplined by the Arizona Bar Association.  She "...demonstrated her  lack of understanding of relevant legal doctrines and procedures." 
#1 Yuma Bankruptcy Info

 

E-mail:  YumaBankruptcy@gmail.com

Para traducir al español: 

Yuma Lawyer Yuma Attorney Vida Florez:
 Attorney Vida Florez was Reprimanded and also in another matter was placed on Probation by the State Bar of Arizona.  Her file reflects, "… she cited obsolete statutes and incorrect rules of procedure, and demonstrated her  lack of understanding of relevant legal doctrines and procedures."  This information is from the State Bar of Arizona.


DISCIPLINE:

Date Activity Detail
11/30/12 Probation Complete From Case Number: 09-1730, Charges: 1
10/14/11 Reprimand Case: 10-2260, Charges: 1
03/17/10 Probation Case: 09-1730, Charges: 1
03/17/10 Informal Reprimand Case: 09-1730, Charges: 1


IMPORTANT

Use an Attorney that you feel is competent and trustworthy.
Use an Attorney that you would trust with your LIFE (You are!)
Use an attorney that you feel is honest and reliable.
Use an Attorney that you feel comfortable with and that you Trust.
Before you hire an Attorney ask them if they have ever been Reprimanded or Censured.  
Would you want a doctor that had been Reprimanded or Censured? 
Why would you want an Attorney that has been Reprimanded or Censured?
 
Most Yuma Attorney's have NEVER been Reprimanded or Censured?

HOW TO FIND AN ATTORNEY?

You can go to AVVO (www.Avvo.com)

AVVO rates Attorneys and is impartial.

Click on “Find a Lawyer”

You can either enter Bankruptcy    Yuma, AZ

(http://www.avvo.com/search/lawyer_search?utf8=%E2%9C%93&q=bankruptcy&loc=yuma%2C+az&commit=)

OR

You can enter an attorney’s name.  Be careful, some attorney’s that you think practice in Yuma are actually not really in Yuma, but in Phoenix.  If you can’t find the Attorney; put in the last name and then search on “Arizona”  That should show you the names of all Attorney’s with that last name that practice in Arizona.  Click on the correct Attorney’s name to get more information.

What to do after you do your search?

Look at ratings, the higher the number the better rated.

Look at reviews.  See what other clients think.

ESPECIALLY:  Look and see if it says Attention – MISCONDUCT or Strong Caution  – MISCONDUCT.  Be wary.  Do your due diligence.  Decide if you want an attorney that has had misconduct problems with the Arizona State Bar.

Another Way to find out about an Attorney

Lawyerratingz has information and client ratings about attorney's in Yuma.  Fill in the Attorney name and you'll find what prior clients think about the Attorney.  You can also add your opinion.
http://www.lawyerratingz.com/add.jsp


Another Way to find out about an Attorney

The Arizona Bar Association has a list of Attorneys licensed to practice in Arizona and the Arizona Bar Association disciplines Attorneys.

The Arizona Bar Association has Ethics Rules and Rules of Professional Conduct that an Attorney/Lawyer MUST follow.  These Rules were designed to protect the Clients.  Find out if an Attorney has been Disciplined, Censured, Sanctioned, on Probation or Disbarred.  

1.  Look at the Attorney's Disipline record.  (Go to http://www.azbar.org  

2.  On the right where is says, Find A Lawyer, type in the name of the Lawyer/Attorney that you want to check on. 

3.  Press SEARCH.  Click the Attorney's name that you want to search for. 

4.  You will see a section entitled Discipline: 

5.  If the Attorney has been disciplined you will see the Activity and you can click on the Case to find more information.  If the Lawyer has been Disciplined; WHAT IT USUALLY MEANS IS THAT THE LAWYER VIOLATED AN OBLIGATION TO THE CLIENT OR THE COURT.

6.  If the Attorney has been disciplined, that means that the Attorney has, in the past, possibly violated the Ethics Rules and/or the Rules of Professional Conduct.   It could mean that the Lawyer has done things that are unethical, such as violating their duties and obligations as a lawyer.  It could mean that there has been misconduct.  It could mean that the Lawyer didn't properly represent their client.  It could mean that the Lawyer took money that he/she didn't earn.  It could mean the Lawyer charged an excessive fee.  It could mean that the Lawyer didn't properly safekeep the clients property.  It could mean that the Lawyer didn't follow the Court rules.  It could mean that the Lawyer didn't understand the law and/or the Courts rules and/or procedures.  It could mean that the Lawyer didn't communicate with the Client.  It could mean that the Lawyer wasn't competent to handle the matter for the Client.  It could mean that there was a conflict of interest between the Lawyer and the Client. 

(you can learn more about the State Bar of Arizona Discipline of an Attorney by going to:  http://www.azbar.org/lawyerregulation/otherlawyerdisciplinetools/disciplinereports )

What to do if you discover a Problem Attorney:

Help others choose the right Lawyer. 

If you want to warn people about a Lawyer or if you have a problem with an attorney and want to protect other potential or current clients from that Attorney you can Google the Attorney's name and then there is an area where you can write a review right in Google.   

On Avvo you can rate the Attorney’s performance and write a review of your experience. 

You are encouraged to rate and review Attorney’s.  Before you hire an Attorney, wouldn’t you have wanted to know what the Attorney was like.  Even if you discover that there have been prior problems or misconduct, wouldn’t you want to warn other potential clients of what you’ve discovered. 

WHO ARE THE ATTORNEY’S THAT PRACTICE BANKRUPTCY LAW IN YUMA?

According to the Bankruptcy Court’s website the following are Attorney’s that practice in Yuma. 

(Listed in no specific order).

(These were Attorney’s that had 341 hearings scheduled on the Bankruptcy Court Calendar on 1-25-2014)

Amanda Taylor

Thomas Allen

Vida Florez

Matthew Thomas Foley

Steven A. Alpert

Kirk Guinn

Phillip Hineman

Jason Chandler Farrington

Katherine Anderson Sanchez

Look these attorneys up in AVVO and through the Arizona Bar Association.  Before you hire an attorney, check them out!  There also might be other Attorney's practicing Bankruptcy Law in Yuma.  Check them out before you retain an Attorney!  (No reference or referral or recommendation is given for or against any Attorney listed.  The list came from the U.S. Bankruptcy Court 341 schedule web site and no recommendation is made for or against any attorney listed.)

(If you have had a problem with an Attorney please let us know:  E-mail:  YumaBankruptcy@gmail.com ) BUT, also let others know by reviewing them in GOOGLE or AVVO.

Both AVVO and the Arizona Bar Association rate and give information on Attorney’s that practice in all legal areas, including Divorce, Personal Injury, Criminal Law, etc.

#1 Yuma Bankruptcy

EXEMPTIONS HAVE CHANGED
(Exemptions are what you are allowed to keep in a Bankruptcy.)

The Governor signed new Bankruptcy exemptions into law on Apr 17, 2013.  The new exemptions become law in 2013. The new exemptions substantially change what you are able to keep when you file a Bankruptcy.  

Did you know that MOST Bankruptcy Attorney's in YUMA are really NOT Yuma Attorney's, they come down to Yuma from Phoenix!!!!!!  Do you want a local Attorney, an Attorney who is really in Yuma everyday, or an Attorney that comes to Yuma a few times a month and that has you talk with secretaries, paralegals or over the internet?  Wouldn't you like someone that cares about you and that lives where you live and knows your situation???

Are Bill collectors calling and harassing you?  Do you feel like your bills are chasing you?  Have you tried bill consolidation programs and gotten cheated or deeper in Debt.  You can be helped!  Bankruptcy Attorney's help  people file for Bankruptcy.  Bankruptcy Attorney's have the Bankruptcy experience and expertise to help you get your life back and get a fresh start.  Bankruptcy Attorney's are right here in Yuma.  Some Bankruptcy Attorney's are  local, NOT from Phoenix.  Some Bankruptcy Attorney's  only office location is here in Yuma!  Some Bankruptcy Attorney's live in Yuma and their children go to school in Yuma.  In some firms, you always talk with and meet with the Attorney , not an assistant or secretary.  When you meet with a local Bankruptcy Attorney's, it's always fact-to-face here in Yuma, not by video or internet.  Experience counts!!  Bankruptcy Attorney's can help you!!

Some Bankruptcy Attorney's have the Bankruptcy experience and knowledge.  We are the Local Yuma Bankruptcy Attorney.


 Experience DOES Count.  Bankruptcy Attorney's can help you get your life back.    Bankruptcy is not failure or an end, it's a new beginning.  With some Bankruptcy Attorney's you always meet with and talk with Attorney  in Yuma!  You're never shuffled to an assistant, secretary or para-legal.  There are few Bankruptcy attorney's with their only office in Yuma!


This Website was designed to give you Bankruptcy information and knowledge.  If you want pretty pictures, useless filler and nonsense, you've come to the wrong place.  You can get that from other websites and attorneys.  Some Bankruptcy Attorney's are both down to earth, compationate and caring and also very direct. Some Bankruptcy Attorney's give you the information you need and tell you like it is.  No BULL.
 

Stop the Calls

Stop Being Afraid

Get a Life Again 

Bankruptcy is not an end, it's a new beginning..

STOP

Harassment by Creditors

Calls and Threats

Being afraid to answer your telephone

Garnishments / Wage Collection

Repossessions

Lawsuits

PROTECT YOUR:

PROPERTY

HOME

PAYCHECK

CAR

ELIMINATE BILLS

SAVE YOUR PROPERTY

PROTECT YOUR ASSETS

GET A FRESH START

+++++++++++++++++++++++++++++++++++++++++++++++++
What Sets Some Bankruptcy Attorney's Apart? 

FREE Initial Consultation
Best Fees in Yuma-Some Bankruptcy Attorney's Match other Yuma Attorney's fees!  Low - Reasonable - Affordable Fees 
Flexible Appointments - Early & Late Appointments - Some Bankruptcy Attorney's work around your schedule
Easy Payment Plans (You are in Control!!
Some Bankruptcy Attorney's have decades of experience.

Some Bankruptcy Attorney's concentrate on Bankruptcy law.  Some Bankruptcy Attorney's don't try to do everything
Some Bankruptcy Attorney's have been helping clients file bankruptcy's.

Some Bankruptcy Attorney's treat you with the respect and courtesy that you deserve.
Skilled representation by a Yuma Bankruptcy Attorney. With Some Bankruptcy Attorney's You see, talk with, and meet them personally in YUMA.

Some Bankruptcy Attorney's are local!  Some Bankruptcy Attorney's ONLY office is in Yuma, they are not all over the State.  Some Bankruptcy Attorney's are your Local Yuma Bankruptcy Lawyer.

Some Bankruptcy Attorney's meet with you Personally (face to face): not by video or over the internet or by telephone!

With Some Bankruptcy Attorney's All meetings and consultations are with an Attorney - never a secretary or paralegal or non-lawyer!

 With some Bankruptcy Attorney's You always meet with the attorney, never a paralegal or secretary!

With some Bankruptcy Attorney's You are personally represented by Attorney , you aren't shuffled to other attorney's or a secretary or paralegal!

Some Bankruptcy Attorney's are Attorney's that are licensed to practice law in Arizona by the Arizona State Bar Association.

Bankruptcy Attorney's are NOT paralegals or document preparers.

QUESTIONS FOR YOU TO THINK ABOUT!!!

Would you rather MEET with an attorney, or a secretary or paralegal?  With some Bankruptcy Attorney's you ALWAYS MEET with the attorney!

Would you rather talk face to face, or by telephone or computer?   Some Bankruptcy Attorney's ALWAYS meet with you face to face in Yuma!

Would you rather talk with an experienced attorney licensed for 20 years, or an inexperienced attorney, secretary or paralegal?  With some Bankruptcy Attorney's you always meet with the experienced attorney!

Do you want to see and talk with your attorney in Yuma, or call an attorney in Phoenix?  Some Bankruptcy Attorney's are in Yuma!
What Attorney do you want?
Do you want an Attoeney that has been Disciplined by the State Bar of Arizona and the Arizona Supreme Court?  You can find them in Yuma.

Do you want an Attorney who has been practicing Bankruptcy law for ONLY 1 to 5 years-You can find them in Yuma?
Do you want an Attorney JUST out of law school and practicing for less than 3 years-You can find them in Yuma?
Do you want an Attorney who has been doing Bankruptcy for only a few years-You can find them in Yuma?
Whatever Attorney you talk with, ask them how long they have been practicing and when they started doing Bankruptcy!
Do you want an attorney who rarely comes to Yuma and has their main office in Phoenix-You can find them in Yuma?
Do you want an Attorney that advertises he's local but actually has his main office in Phoenix?-You can find him in Yuma.
Whatever Attorney you talk with, ask them where their other offices are and how often they are in Yuma!
Do you want an Attorney that you will talk with by video or over the internet-You can find them in Yuma?
Do you want to meet with non-attorney assistants and NOT the Attorney-You can find them in Yuma?
Whatever Attorney you talk with, ask them if you'll ever meet with their assistant, paralegal or secretary instead of with the Attorney?
Do you want an Attorney that Bankruptcy is only a small portion or their practice-You can find them in Yuma?

Ask whatever Attorney you talk to about their Experience; what areas of law they practice (if they do many other types of law and if Bankruptcy is only one of many areas they practice); how long they have been practicing and actually been an Attorney; if you always meet with the Attorney; and whether or not they are REALLY in Yuma OR they have their main office in Phoenix.
Bankruptcy Attorneys GIVE LEGAL ADVICE and REPRESENT YOU!

Some Bankruptcy Attorney's want to be your Yuma Bankruptcy Attorney.  Their goal is to provide legal representation at a reasonable and fair fee. Bankruptcy is a complicated procedure, but they're with you during the entire Bankruptcy.  WHY SETTLE FOR LESS?  (If you do settle for less, some Bankruptcy Attorney's fix Bankruptcy's that have been messed up by inexperienced lawyers, paralegals and people attempting to do their own Bankruptcy.   Wouldn't you rather get it done right the first time?)  

  ++++++++++++++++++++++++
Some Bankruptcy Attorney's MATCH FEES (PRICES)

+++++++++++++++++++++++++
Some Bankruptcy Attorney's are your local Yuma Bankruptcy Attorney and your local Yuma Bankruptcy Lawyer.
A Bankruptcy Attorney is a debt relief agency.  A Bankruptcy Attorney helps people file for bankruptcy relief under the Bankruptcy Code
A Bankruptcy Attorney is a federally designated DEBT RELIEF AGENCY as defined In the 2005 amendments to the US Bankruptcy Code.


The Yuma Sun (Yuma Newspaper) ran an article about Yuma Bankruptcy on March 31, 2010. 
http://www.yumasun.com/news/bankruptcy-57392-yuma-bankruptcies.html


                 BANKRUPTCY INFORMATION
             Are you swamped with debts that you can't pay?  Possibly because of reasons beyond your control?  Most Bankruptcy filings are caused by a reduction in your income, medical problems, job loss, divorce and separations.  A lot of  times the bankruptcy is caused by a combination of these impossible to plan for events.  You probably feel overwhelmed by debt...stressed by collection calls...feel out of control and at a loss over what to do.  Have you attempted to solve your debt problems through the use of heartless consumer credit counseling services, high cost debt consolidation loans, second mortgages, and impractical and unworkable repayment plans?  The Bankruptcy Court and the Bankruptcy law are designed to relieve the stress of financial problems.
A BANKRUPTCY ATTORNEY CAN HELP YOU!
            It is easy to feel overwhelmed when you are having trouble paying your bills.  We understand that you are struggling to pay back loans.  You probably have creditors calling and sending threatening letters demanding payment.  It can reach a point where you are afraid to pick up the phone or collect the mail. All you really want is a way to get out from under your debt and move on with your life.  You've thought about bankruptcy but you've heard terrible things about what it can do to you, your credit and your future. A BANKRUPTCY ATTORNEY CAN HELP YOU!
            Did your loan modification fail?  Did you call one of those ads on TV that told you that if you were $10,000.00 or more in debt that they could help you?  Did you find out that they were just there to take your money, that they didn't help you?  Are creditors calling and harassing you?  Are they threatening to sue you?  Are you at a point where you don't know where to turn or what to do?  A BANKRUPTCY ATTORNEY CAN HELP YOU!
            The truth is that filing bankruptcy is not a terrible ending but a new start and beginning.  A Bankruptcy Attorney helps clients to get a fresh start without the weight of extreme debt keeping them from living their life.  A Bankruptcy Attorney can give you and your family back your life.  Almost everyone at one time or another has financial problems.  A Bankruptcy Attorney's job is to help you!  A BANKRUPTCY ATTORNEY CAN HELP YOU!
            Is it time for you to file Bankruptcy?  It might be if:  You are having a tough time making your minimum monthly payments. You are using your credit cards to pay your bills. You are juggling debt from credit card to credit card. You cannot make you mortgage payments. Creditors are harassing you at home or at work.  A BANKRUPTCY ATTORNEY CAN HELP YOU! 
                If you are facing seemingly insurmountable debt, we can help you explore solutions. We know that many different circumstances: lost jobs, medical bills, credit card debt, etc. can lead people to consider bankruptcy. Most of a Bankruptcy Attorney's clients had only a vague idea about how bankruptcy could help them when they first came to talk.  A Bankruptcy Attorney can explain how Bankruptcy can serve as an effective tool for emerging from debt and rebuilding a financial future.  A BANKRUPTCY ATTORNEY CAN HELP YOU!
            A Bankruptcy Attorney understands the financial strain and emotional stress that you are experiencing. You may feel like you are facing a never-ending stream of letters and phone calls from creditors and collection agencies about overdue bills. You may feel too ashamed to seek help for your financial difficulties. A Bankruptcy Attorney can help you get a life again!  A BANKRUPTCY ATTORNEY CAN HELP YOU!
           
One of the biggest myths about declaring bankruptcy is that you cannot get credit after you file the Bankruptcy. Many people can qualify for credit again shortly after declaring bankruptcy. Did you know that filing for bankruptcy can actually help increase your credit score.  Although there are some exceptions, some clients are projected to see an average increase of their credit score between 100 and 150 points within one year after discharge.  When a Bankruptcy Attorney obtains your credit report they can provide you with the projected increase of your credit score.  A BANKRUPTCY ATTORNEY CAN HELP YOU!
    A Bankruptcy Attorney is a debt relief agency.  A Bankruptcy Attorney helps people file for bankruptcy relief under the bankruptcy code. A Bankruptcy Attorney is a federally designated DEBT RELIEF AGENCY as defined In the 2005 amendments to the US Bankruptcy Code. Bankruptcy is one solution.  
    A Chapter 7 Bankruptcy can eliminate your obligation to pay debts.  After the Bankruptcy is complete you can then go on with your life.  A BANKRUPTCY ATTORNEY CAN HELP YOU!
            Bankruptcy is not failure, you didn't do anything wrong.  It is your legal right to debt relief.  Our firm has worked to help people get the fresh start they need.  Call to set up a FREE appointment.
    A Bankruptcy Attorney is licensed by the Arizona Bar Association.  A Bankruptcy Attorney's goal is to have a law practice that is responsive to our clients and fulfills their needs, desires and goals.    A Bankruptcy Attorney concentrates on Bankruptcy!  A Bankruptcy Attorney doesn't try to do everything.  A Bankruptcy Attorney has the expertise, knowledge and experience to effectively represent you in your Bankruptcy.  A Bankruptcy Attorney wants to be your Yuma Bankruptcy Attorney, your Yuma Bankruptcy Lawyer.  A Bankruptcy Attorney has represented clients in Bankruptcy's. 
A Bankruptcy Attorney's goal is to provide the best legal representation available at a reasonable and fair cost to their clients. A Bankruptcy Attorney is proud of the high legal and ethical standards that have been established by their firm and the tradition of excellence which they work to maintain.  A Bankruptcy Attorney is compassionate and caring yet aggressive and effective with experience.  
    Call A Bankruptcy Attorney so that they can be your Yuma Bankruptcy Attorney and your Yuma Bankruptcy Lawyer.
                ---------------------------------------------------------------------------------------------
Yuma Bankruptcy Attorney  Yuma Bankruptcy Lawyer.
A Bankruptcy Attorney is a debt relief agency.  A Bankruptcy Attorney helps people file for bankruptcy relief under the bankruptcy code.   
A Bankruptcy Attorney is a federally designated DEBT RELIEF AGENCY as defined In the 2005 amendments to the US Bankruptcy Code.
                
 WHAT KINDS OF BANKRUPTCY ARE THERE?
Should I file a Chapter 7 Bankruptcy or Chapter 13 Bankruptcy? 
When you meet A Bankruptcy Attorney, they will discuss what is best for YOU!  Everyone is different and their situations are different.  A Bankruptcy Attorney's job is to guide you so that whatever path you take, it is the proper path and decision for YOU! When you decide to file for bankruptcy your entire personal and financial circumstances are reviewed to determine what type of bankruptcy you should file.  As a guideline, Chapter 7 bankruptcy is usually more useful for people with limited assets that are exempt.  Most people who file Chapter 13 have substantial non-dischargeable debts (such as past taxes or student loans) or substantial assets that are not exempt (such as business ownership or property ownership other than your residence).
A Bankruptcy Attorney
will discuss you total circumstances and then we'll talk about what is best for YOU!  
     Arizona Bankruptcy Court Information
The Arizona Bankruptcy Court has a website that has extensive information concerning Bankruptcy, the Bankruptcy procedure and FAQ's (Frequently Asked Questions). 
                    
http://www.azb.uscourts.gov/default.aspx?PID=14

How do I obtain information/status about a/MY Bankruptcy case?

There are several ways to obtain case information:

1. Voice Case Information System (VCIS)
VCIS is a free service that allows callers to access case information 24 hours a day, seven days a week, from any touch tone telephone. VCIS can be accessed by calling 602-682-4001 or 888-549-5336. Just follow the voice instructions provided.

2. Internet Access
Electronic case information and documents may be retrieved using a computer on the internet, via the Public Access to Court Electronic Records web site (PACER). For registration information, please call the PACER Service Center at (800) 676-6856 or go to their web site at
http://pacer.uscourts.gov. Registered agencies or individuals can access the PACER system for the District of Arizona at http://ecf.azb.uscourts.gov. There is also a national U.S. Party/Case Index available at http://pacer.login.uscourts.gov. A fee of $.08 per page will be assessed.

3. In Person
Public access computers are available for use, at no charge, in the Records Section of
Clerk's Office. Bankruptcy documents may be viewed in person or retrieved for printing or copying. There is a per page fee for printing and copy services.
The Yuma Bankruptcy Court website is located at:  
http://www.azb.uscourts.gov/
You can get impartial information from the U.S. Bankruptcy Courts at the following web sites:
http://www.uscourts.gov/FederalCourts/Bankruptcy.aspx
http://www.uscourts.gov/FederalCourts/Bankruptcy/BankruptcyBasics.aspx
Wikpedia has information about Bankruptcy at the following site:  
http://en.wikipedia.org/wiki/Bankruptcy
Cornell University has Bankruptcy information at:  
http://topics.law.cornell.edu/wex/bankruptcy
The Yuma Sun sometimes has information about local Bankruptcy activities:  
http://www.yumasun.com/

Disclaimer: 

Information contained in this web site is for informational purposes only and does not constitute legal advice and should not be considered as legal  authority, and does not create an attorney-client relationship.  You should not rely on this material without seeking professional help from an attorney.  This web site is NOT managed by an Attorney practicing in Arizona.  This web site does NOT recommend any specific Attorney. 

Yuma Bankruptcy, Yuma Bankruptcy Lawyer, Yuma Bankruptcy Law, Yuma Bankruptcy Attorney, Yuma Attorney, Bankruptcy Yuma,

how does bankruptcy work, bankruptcy questions, types of bankruptcy, is bankruptcy right for me, life after bankruptcy, bankruptcies, how to file bankruptcy, bankruptcy rules, chapter 13 bankruptcy

E-S-R

E-mail:  YumaBankruptcy@gmail.com

 

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Copyright © 2010  . All Rights Reserved.



Disclaimer: 

Information contained in this web site is for informational purposes only and does not constitute legal advice and should not be considered as legal  authority, and does not create an attorney-client relationship.  You should not rely on this material without seeking professional help from an attorney.

Yuma Bankruptcy, Yuma Bankruptcy Lawyer, Yuma Bankruptcy Law, Yuma Bankruptcy Attorney, Yuma Attorney, Bankruptcy Yuma

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E-mail:  YumaBankruptcy@gmail.com

 



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